Description: Offers HUD-approved housing counseling programs at no cost to the general public. GSUL Housing Office offers counseling assistance in the following areas: Pre-Purchase Housing Counseling: Prepares people to become homeowners through financial coaching (budget, credit), guidance on the process of buying a home including the lending and escrow process, including searching for any down payment assistance plans clients may qualify for.Post Purchase Non-Delinquent Homeowners: Homeowners current on payments and exploring the possibility of refinancing or taking out a Home Equity Line of Credit. Foreclosure Prevention Counseling: Provides one-on-one counseling to homeowners who have fallen behind (or are about to fall behind) in their mortgage payments. Rental Counseling: Provides counseling and guidance on the steps and financial guidelines for renting a home or an apartment, or are having difficulty with their current rental arrangement (eviction or pre-eviction). Homelessness Counseling: Provides counseling and resources to those seeking temporary/transitional housing.The Housing Counseling Program does not provide housing or any direct financial assistance for utilities, rent, or mortgage.
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