Description: Offers a program that builds affordable homes in partnership with families in need. Each family must participate and provide 500 hours of sweat equity. Homes are sold through affordable mortgages to participating families.
Please note:Applications are based on availability, call for more information.
Eligibility: Must meet the following criteria to apply:
-Be a legal resident of Sonoma County for at least one year
-Substandard living conditions: homes in poor condition
-Rent burden: paying more than 40% of monthly income for rent
-Overcrowding in current home: more than 2 people per bedroom
Must meet the following criteria to be eligible:
-Debt must not be excessive
-Consistent payment history
-Have no current liens or judgments
-Have a minimum credit score of 640
-No bankruptcy within the last 4 years
-Agree to provide 500 sweat equity hours
-Be Sonoma County legal resident for at least 1 year
-Monthly income sufficient to make mortgage payments
-Must be legal US resident or have permanent residency status
-Have an income that falls between 50%-80% of the area median income to qualify.
Requirements: Proof of legal status, Proof of Sonoma County residency for at least 1 year.
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