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UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT - HOME EQUITY CONVERSION MORTGAGES FOR SENIORS, UNITED STATES DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT

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• Description: The Federal Housing Administration's (FHA) reverse mortgage program enables seniors to withdraw a part of their home's equity to use for home maintenance, repairs, or general living expenses. HECM borrowers may live in their homes as long as property taxes and homeowner's insurance are kept current.HECM counselors can help with understanding program eligibility requirements, financial implications, and alternatives to obtaining a HECM and repaying the loan. Search for a HECM counselor online.
• Website: https://www.hud.gov/program_offices/housing/sfh/hecm/hecmhome
• Email: ca_webmanager@hud.gov
• Phone(s): (800) 877-8339, (800) 569-4287, (415) 489-6400, (800) 225-5342
• Hours: San Francisco Regional Office Hours: Monday through Friday, 8 am - 4 pm
• Eligibility: The borrow must: - Be 62 years of age or older- Own the property outright or paid-down a considerable amount- Occupy the property as their principal residence- Not be delinquent on any federal debt- Have financial resources to continue to make timely payment of ongoing property charges such as property taxes, insurance and Homeowner Association fees, etc.- Participate in a consumer information session given by a HUD- approved HECM counselorVisit the website for additional requirements such as property and financial requirements.
• Requirements: Call for details.
• Areas Served:
  • Modoc United States
  • Shasta United States
  • Marin United States
  • Sacramento United States
  • Fresno United States
  • Tuolumne United States
  • Nevada United States
  • Sierra United States
  • Siskiyou United States
  • Kings United States
  • Calaveras United States
  • Lassen United States
  • Placer United States
  • Merced United States
  • Colusa United States
  • Glenn United States
  • Butte United States
  • San Benito United States
  • Napa United States
  • Trinity United States
  • El Dorado United States
  • San Francisco United States
  • Santa Cruz United States
  • Lake United States
  • San Mateo United States
  • Contra Costa United States
  • Tehama United States
  • Solano United States
  • Yolo United States
  • Santa Clara United States
  • Mendocino United States
  • Plumas United States
  • Yuba United States
  • Sonoma United States
  • Alpine United States
  • Mariposa United States
  • Tulare United States
  • Amador United States
  • Stanislaus United States
  • Madera United States
  • San Joaquin United States
  • Alameda United States
  • Del Norte United States
  • Monterey United States
  • Humboldt United States
  • Sutter United States
  • Kern United States
• Categories:
  • HUD Approved Counseling Agencies
  • Reverse Mortgage Programs
• Contacts:

Location(s)

Location Name: SAN FRANCISCO REGIONAL OFFICE

• Accessibility: Potential limitations to access - call for details.
• Physical Address: One Sansome Street, Suite 1200, San Francisco, CA, 94104