Description: Programs that make mortgage payments for people who are at risk of losing their homes without assistance. Mortgage payment assistance programs may have age, income, disability, need or other eligibility requirements. Some of these programs may also provide assistance for people who have a mobile home sales contract or land contract and need help making a payment that is due. Land contracts are written legal agreements that are used to purchase real estate (e.g., vacant land), a house, an apartment building, a commercial building or other real property but are negotiated with the property owner rather than borrowing money from a bank or other lender.
Eligibility: Household income is at or below 100% of the county's local median income, be at least two mortgage payments past due by December 27, 2021. Must currently own and occupy the property as their primary residence. May only own and occupy one property, homeowner must owe $80,000 or less at the time of application submission.
Requirements: Mortgage statements, bank statements, utility bill, and income documentation (paystubs, tax returns, or unemployment document).
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