Description: Provides a one-time grant to qualified homeowners who have fallen behind on their mortgage or property tax payments. Note: The California Mortgage Relief Program is no longer accepting new applications. Submitted applications will be processed and grants will be awarded as long as funds remain available. There is no guarantee that every eligible application will be funded due to the limited availability of funds. For information about an application that was already submitted, log in to your application portal to check the status at any time or call.
Eligibility: - 18 years and older; All applicants must meet the following requirements: Household income of all household members 18 years and older must be at or below 150% of the county's Area Median Income (Please visit the website); Must own a single-family home, condo, or permanently manufactured home in California; Must have experienced a pandemic-related financial hardship after January 21, 2020, due to either a loss of income or increase in household expenses; Mortgage assistance requirements: Homeowner must have missed two or more mortgage payments before June 30, 2022, and are currently delinquent; Must be past due amount must be $80,000 or less at the time of application; Property tax assistance requirements (if paid directly to the county tax collector): Must have missed a property tax payments before May 31, 2022; The program is open to homeowners even if they have received government assistance from other COVID-19 programs (CARES Act, Consolidated Appropriations Act of 2021 or the American Rescue Plan act); Homeowners who are behind on payments by more than $80,000 at the time they submit their application would not be eligible for assistance; Applicants are not asked to provide any citizenship information throughout the application process
Requirements: Mortgage statement, Bank statements, Utility bill, Income documentation (paystubs, tax returns, or unemployment document); Depending on the applicant's specific circumstance, other documents may be required
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